Episode 200: Entering the Third Half of Life with Purpose w/ Campbell Gerrish and Caroline Brecker

Join Dr. Jeff Armstrong along with Campbell Garish and Caroline Brecker, co-founders of Third Half Advisors, as they delve into the concept of the third half of life, a transformative phase beyond traditional retirement. Explore how to identify key strengths and values during this stage and how the Portfolio Life Framework can help create a purpose-driven and engaged post-career life. Learn practical steps and strategies for making this transition meaningful and rewarding, and discover how to overcome common barriers and redefine your identity in retirement as you seek to... age well.

More about Cambell Gerrish, Caroline Brecker, and Third Half Advisors at https://www.thirdhalfadvisors.com/

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Transcript

0:05

Welcome to another episode of the Aging Well Podcast, where we explore the keys to living a vibrant and fulfilling life as we age. I am Dr. Jeff Armstrong, and I'm joined by Campbell Garish and Carolyn Brecker, co founders of Third Half Advisors. We dive into the concept of the third half of life, a transformative phase that goes beyond traditional retirement. Campbell and Caroline share valuable insights on how to identify key strengths and values during this stage and discuss the Portfolio Life Framework, which can help individuals create a purpose driven and engaged life after their careers. Whether you're approaching retirement or looking to redefine your post career life, This episode offers practical steps and strategies to make this transition a meaningful and rewarding journey as we seek to age well.

jeff_1_09-19-2024_090556: 0:52

Campbell and Caroline, welcome to the Aging Well podcast. Let's start by having you tell us a little bit about yourselves and why you founded Third Half Advisors.

squadcaster-019e_1_09-19-2024_120556: 1:01

Jeff, I spent almost 40 years in the life insurance brokerage business. I developed an independent firm in New York City. And, as I got into my later stages of career, I realized that it was time to move on. I didn't have the same fire I had for many years in the business. And I also wanted to make room for the generation behind me. So I said, you know, I'd like to begin a new venture. let me get out there and find out what world the world is like without four or five appointments a day. And I found the white space daunting. and looked for, a course or field of study to explore this period of life I felt young, but knew I was later in my stage of life. I played rugby in college, and the analogy was like playing two halves on the field and having an extra half after the game where you actually met opponents got to know them and developed a community. that's what I was looking for. And that's when Caroline and I got together and began to talk about forming our program, which we call the third half. So that's just a quick, tracy of what, how I got to where I was in that stage of life. what about you, Caroline?

caroline-guest604_1_09-19-2024_120556: 2:14

so, also financial service background, I spent 30 years in finance on the institutional and private banking side and had a wonderful career. But as I was winding down, Campbell and I, who had worked together, for a couple of client matters, were looking around as Campbell aptly said, and noticed that, Our peers, spouses, colleagues, struggling with the what's next. They were wanting to wind down their career, but there didn't seem to be a lot of resources that were guiding them to what to do. You know, we have spent our careers with lots of resources and advice and counseling that's abundant. When you're in your career, but in the twilight, it becomes crickets we worked together with, another executive coach who had actually worked closely with Campbell and his transition. we're, Spent several years devising and stress testing with a number of our, participants, this curriculum that we are really proud of and I think helps people understand a pause on who they are in the current situation and how they want to build, what we fondly call their internal resume for later in life.

jeff_1_09-19-2024_090556: 3:26

I appreciate this. it fits very well with what we talk about on the Aging Well podcast. We do talk a lot about conscious aging and some of those different factors, but this kind of planning into retirement and what you can do post retirement more with the purpose filled retirement. can you walk us through the concept of a third half of life and how does this differ from the traditional retirement that most people will engage in?

squadcaster-019e_1_09-19-2024_120556: 3:55

I think that people have this vision, Jeff, of a golden retirement, sailing kayaking and playing golf and in reality, people find it much more difficult than what's portrayed on television. they feel unmoored, not connected to the community they were part of for so many years. they can get lost and they can get depressed and finding purpose and meaning in this stage of life. So we've tried to break it down into three elements. One is time. How are you going to spend your time? you're no longer on the clock, but the time is not as, is not as, is not as fulsome as it once was. Now you have a shorter amount of time and you have to say, how am I gonna use those precious moments, intelligently. other is identity. And as Caroline pointed out, many of us have identified ourselves with our careers. So if someone asks you what you do, you tell them what you did, not what you're doing. And so that's a tremendous change in mindset. the final thing is place. if you don't have your office to go to, what is your place? What is your community? who are you going to relate to? Who are you going to share ideas with? so those three things are sort of the superstructure of how we devise a program to get people to reframe how they think about the third half of life.

jeff_1_09-19-2024_090556: 5:14

Caroline, what do you have to add there?

caroline-guest604_1_09-19-2024_120556: 5:16

I was just going to say, you know, particularly in the time element, and you were asking was what we're talking about different than traditional retirement. And so we look at this, type of robust transition more in the portfolio life lens, meaning your life now is composed of a number of different themes, not just work and not work, really building out what we think of as six aspects of the portfolio life. thinking about, you know, your financial wellbeing, but also learning. What are you going to learn? Learning is very generative and, seeking out skills and new things are really important in this phase. Giving back in the third half can be exciting and energizing but it can't be the should part of giving back and we spend a lot of time thinking about that relationships or another theme, you know, again, an opportunity to spend time with family or reconnecting with friends you just haven't had time with to have or Obviously establishing new ones creating authentic friends that are around interests and passions you might have there is also recreation know, we for many of our clients who are achievement oriented just getting to the point to realize that They want to have fun is important. but fun is also in the context of these other aspects of life. and then finally lifestyle is the last theme and that's really thinking about supporting a healthy wellbeing for yourself? And so those six things are things we spend a lot of time exploring. The traditional really seems somewhat one dimensional and we want to make it much more multi dimensional and we find that that creates what we consider the best time of life

jeff_1_09-19-2024_090556: 7:03

So the list that you went through that's what you consider your idea of the portfolio of life. how does this framework help individuals create a more purpose driven third half?

squadcaster-019e_1_09-19-2024_120556: 7:16

Well, I think of those six elements are what Caroline mentioned our portfolio, it's like a financial portfolio in a way you need to rebalance it depending on your time and your interest. You're going to do more of one thing and less of another and also. Begin to track how you are spending your time, because we know that it's limited. So spending that time wisely in the areas that you really want to spend your time, we call it want, willing, won't what are the things that you really want to do? And what are the things that you're willing to do? Because perhaps you need to, but what are the things that you won't do anymore? I think it's almost more important to decide what you're not going to do because there's so many opportunities that may rush at you. You have to say no to more things than you'd like to. But saying no leaves a bigger yes coming out from inside you.

jeff_1_09-19-2024_090556: 8:08

So it sounds like there needs to be a balance struck between those areas and a kind of de emphasis of the things that we have been historically doing through work and other efforts what are some practical steps that the individual can take to transition from this career focused life? To this more rich and purpose driven and engaged life.

caroline-guest604_1_09-19-2024_120556: 8:31

I think, moving to being a real explorer is a key mind shift. when we were much younger, when we were students or high school students or even college age, You were exploring a lot of different ideas and experiences without worrying Now, as you age, that isn't completely possible because of some constraints, but being willing to explore and being resilient, if things don't quite pan out the way you're hoping they do. trying one thing doesn't necessarily grant immediate success, but there might be other opportunities. you gotta keep that inspiration and enthusiasm going, and that's why we're keen on having support and community around us. from the Third Half perspective, we're a learning community. We want people to join us because people learn as much from each other as they do from our coaching. this demographic, has a longevity dividend that our parents certainly did not have. So we're writing this chapter from scratch. There's no real blueprint. it's a very emergent thing that people are figuring out balancing this portfolio life that is somewhat new. I think it's the steps to take are to put on a explorer mindset, consider, a buddy to keep you accountable or for inspiration if things don't work out. we spend a lot of time on people's core strengths. we use something called Clifton strengths, and we really want people to hone in on what gives them energy. Some other key steps are just taking inventory of what you're doing. Are these things really giving you joy or energy? If they're not, you should consider winding them down and exploring other things.

squadcaster-019e_1_09-19-2024_120556: 10:15

yeah, and I think it's the concept of unique ability, Jeff. those are the things that you are really good at, but you really love to do. There may be things that you were really good at but you didn't love to do while you were working. what we're trying to say to people is now you can work on projects and ideas that bring you energy. we can get rid of the ones that don't bring you energy anymore because we don't have time for them. So let's focus on the people. Let's focus on the relationships. Let's focus on the projects that bring you energy so you can have a joyful third half.

jeff_1_09-19-2024_090556: 10:48

It seems like on this podcast We talk a lot about The four stages or ages of life. You have the first age, which is that age of dependency it's generally through high school, maybe college, depending on the individual where you're able to explore and do more of the things that you want to do. You're more passionate about. then we get into that second age where we start getting more and more bound by our careers, our families and the things that start to pull us away from those, that exploration. And then third age is the age of retirement where we have this freedom now to use the resources that we have built up over the years. We're free to explore some of these, different aspects of life again. if we're aging well, we're minimizing that fourth age to the point where it's the shortest, if not lined up completely, where it's almost minutes as opposed to days or months or years that we are in that age of decline or decrepitude. we almost have to relearn to free ourselves up to be explorers again and dive into the passions that we had as a kid. I know as a kid, I remember, you know, just Lying on the carpet floor and my friend chance's house drawing cartoons and and those types of things and I got good at some of that stuff. Not as good as chance. and he was able to take that into his career and he's still doing it and exploring more passions with it, which I'm envious of because he's hugely talented But I kind of pushed aside a lot of that stuff, I used to doodle in school and college as I'm taking notes. I do less of that now, and I'm hoping that as I near my third half, which I don't propose to be soon. I'm 61, but I'm anxious to get retired yet. and financially probably not ready to get retired yet being a college professor, but what are some of the common barriers or challenges that individuals will face as they're trying to rediscover their purpose? Redefine themselves as they're leaving or after they're leaving their professional careers.

caroline-guest604_1_09-19-2024_120556: 12:57

Steph, it's interesting hearing your story of the doodling, etc. I think what we hear is it barriers people's self, you know, their, naysayers. You know, oh, I, I'm not really talented in that. I probably can't do that I think that's where we need to pull down the, built up should and the couldn't wouldn't vocabulary and start the exploration again. I think we do an interesting exercise. It's a life charting exercise and we go back and have people look through their entire lives, their dreams, their highs, their lows, looking at what was piquing their interests and also how they navigate a transition. sometimes in that look back, you can really uncover interesting kernels of passions or transitions, and the elements that made those work. and so we've had who have gone on to pursue completely different things, be it, artistic, reckoning, book writing, spiritual journeys, all sorts of interesting things based on a kernel of things joyful to them. so, so the barrier is really, one's own gremlins that say, I can't do that. There is, the reality of what we call gravity issues, which are just, you know, there are sometimes family obligations. Some people are in caregiver, situations. so there are constraints and we definitely recognize that. But, within that, we think there is lots of room for exploration. Campbell?

squadcaster-019e_1_09-19-2024_120556: 14:32

one of the good topics that my original coach said, you know, the difference between being and doing. you're so used to doing that you need to spend some time being we are human beings and having the time to reflect with others as to what that being is all about and what is the maximum value you want to get out of it exactly right because a lot of what's happening is we've gotten very comfortable in a particular career now we have to swim against the tide a little bit. there are saboteurs, as Caroline said, whispering in your ear, you can't do that. Try something else. And getting over those hurdles that can really be challenging. But I think, you know, getting out of that comfort zone, a place where some things that really motivated you at a different point in life, you might pick up again. I'll give you a good example, Jeff, just quickly, a friend of mine, in fact, a rugby player, a friend of mine from college, had a wonderful career as an engineer. And he was always interested in playing the guitar and the banjo. he realized that there was a school in his town that was educating underprivileged children, getting them ready for college. But they didn't have a music program at all. at first he volunteered his time just to teach them a little bit about the guitar. three years later, they have a whole music department and these kids have been exposed to something they otherwise wouldn't have. he gets a lot of pleasure out of that Caroline mentioned the internal resume. that's something you're not going to put on your external resume But it gives you a lot of soul satisfaction to be able to do something like that and see it all the way through.

jeff_1_09-19-2024_090556: 16:09

some people, I think, manage very well to move through this process, you know, kind of prepare for their third half relatively early in life. other people don't and they're blindsided by it when retirement does come. So first question is kind of when should or do you start people kind of beginning through this process and how do you guide them through overcoming the fears they might have of losing their professional identity as they approach retirement.

caroline-guest604_1_09-19-2024_120556: 16:46

Campbell, would you like to take a crack at this?

squadcaster-019e_1_09-19-2024_120556: 16:48

no, that's a really good question because it's natural to, be somewhat fearful about the future because you can't see what it's going to look like. But I think most of the people that we're dealing with are 55 and over, Jeff. many of them have flunked retirements, and have not done very well and are coming around again and saying, you know, how can I reframe this? How can I do it differently this time around? you should start planning for your third half, earlier on because if it comes upon you all of a sudden, whether it's unexpected or planned for, it's much better if you've planned for it. having a planful mind is going to put you in a much better position. Having a new community, new groups of friends, new interests, all of those things have to be developed before you get to that point in time where all of a sudden the door opens and you're not sure what's on the other side.

jeff_1_09-19-2024_090556: 17:38

in your experience, what are some of the emotional or psychological hurdles that people encounter as they're going through this transition, and how do you go about addressing these?

caroline-guest604_1_09-19-2024_120556: 18:18

I think we've touched upon a lot of it. people define themselves often by their roles, and there is, that mind shift of thinking about being versus doing. we coach people to do that. the support of other people in our community around inspiration is a major reason we help people through, getting this transition, accomplished. And I think, people are very firm about what they don't want to do. and getting to the yes part of that is part of the exploration part that we really try to you know, real idea generation during our coaching and group, work. we offer programs both virtually and in person. As well as independent coaching. we want to meet our clients where they are, mentally. Some people like to share in group settings. Others are having a private journey that may be filled with lots of angst. And need to work that out a bit. but this is, you know, an iterative process in which it does take people. Some time to adjust again. Many people have been working for 30, 40 years, 50 years. so that doesn't get sort of tucked neatly away and onto the new thing for some, for many it does not. really, moving into that exploration mind shift is relearning and we help people relearn some skills, and buoy them as they try different things.

squadcaster-019e_1_09-19-2024_120556: 19:47

I think your program talks a lot about physical health, Jeff, and I think that's really important. You've got to have some physical health if you're going to move forward in this stage of life, even though you may have some pain. you need to learn how to keep your body fit, but I think it's just as important to have mental health. At this stage of the game, many people get depressed, they have a lack of enthusiasm for life. and it's relearning that almost like a child saying, what can I grab onto? what are the moments of wonder that I can see in every day? And reframing your life, changing your image of things really can be very helpful.

caroline-guest604_1_09-19-2024_120556: 20:21

what we do find is that people do need some light structure too. when you retire, it's so exciting to have autonomy in your free time. people hang on to that dearly and understandably. However, our experience is all that white space can actually be dislocating. So we try. To have people just lightly schedule themselves. Not so it's feeling like a lot of obligation, but meeting up with a couple of people who may generate some ideas, we really want to walk people through light blocks of time in their week, because that is actually going to get them feeling like they're moving. Purposefully moving forward, making connection community is so critical. and so, you know, we spent some time on a particular format that we use to help people with that light structure.

jeff_1_09-19-2024_090556: 21:10

one of my close friends from way back into probably elementary school kind of tagged our, approach as spies, but we, we often talk in terms of the balance between the spiritual, physical, intellectual, emotional, and social is kind of key to aging well. And so could you share some examples of activities and practices that can help people continuously enrich their lives as they approach and enter and travel through this third half?

squadcaster-019e_1_09-19-2024_120556: 21:45

Well, I'll give you one example of a person who really accomplished a lot in the spiritual range. he was a lawyer, spent his whole career in law, doing planning, and later decided that what he really needed to do, and it came to him in a dream, was to create, a multi pronged church, in his community of Omaha, Nebraska. So he said he'd create a tri faith center. with the Jews and Muslims and Christians all worshipping in the same area. he said, if we can pass by each other as we go around, we can get to know each other. it will really change the attitude of people have in versus different religions. So he created the Tri Faith Center in Omaha. It's the only one I know of in the United States. And it's working beautifully. that's a big dream and it took a lot to fulfill it, but there are little things that people can do along those lines to make their lives better.

caroline-guest604_1_09-19-2024_120556: 22:40

In that time management, piece that we talked about, we do talk about reflecting on gratitude. And I know that is often used, for people to continue to stoke positive thinking, but that is important. mentioned moments of wonder, just getting, to centering the being versus doing. So those types of pauses are really very helpful. making an effort to connect with people in whatever way works for you. Not everybody is an extrovert. So if it's, simply saying hello to your neighbor or making some sort of arrangement with your child or whoever is comfortable the, who is really important. and you know, coming up with one or two ideas that you just want to explore a little bit, or a community that you may just want to explore. Putting yourself out there to do that. is very effective.

jeff_1_09-19-2024_090556: 23:34

Yeah, we're on a soapbox on this podcast to change the spelling of gratitude to have two T's in the middle to reflect an attitude of gratitude. So someone coming into your program, walk us through the process, how that would work. for the person who's coming to you and saying, Hey, I'm approaching retirement. I need help figuring out what's going to be my third half.

squadcaster-019e_1_09-19-2024_120556: 24:01

Well, our, our fundamentals, is called the, Clifton StrengthsFinder is put out by the Gallup organization, meant to identify out of 34 strengths, what are your 10 key strengths? it's amazing, because, I think somewhere around 30 million people have taken the test. the chances of your strengths being the same as somebody else is something like one in 10, 000. everybody has their own very interesting signature strengths. finding out what those strengths are in a scientific way with some coaching, is the starting point that everybody in our program starts with. go from there into looking into values. You know, your values may have changed dramatically over time. What are those motivational values that are getting you out of bed today? those are the first two pieces. And Caroline, why don't you take it from there?

caroline-guest604_1_09-19-2024_120556: 24:50

So that helps people really narrow down the funnel of who they are, that white space is what we call a paradox of choice. if people think of too many choices, they can't do anything because they don't know what to do. so really trying to funnel down the who are you, and then from there, taking that to this, What we call portfolio life exploration. we look at each theme and build that out with each person based on life charting and interactive experiences. that exploration and kind of mapping out of next steps where we're, we're, we're very tactical about how we want people to pursue their next steps. And again, it's with an eye to building out that. special portfolio life that we think will be very abundant for people as they age. so that's really the focus of our process.

jeff_1_09-19-2024_090556: 25:45

I would imagine in this idea of a portfolio of life that purpose plays a big role in that. we've had a lot of conversations recently where purpose keeps coming up on the podcast. How do you define or how do you look at purpose when you're thinking of third age and our lives in general?

caroline-guest604_1_09-19-2024_120556: 26:04

Oh, purpose is a, is a very word and it can be used in so many different contexts. for us, we think of purpose as the reason you get up in the morning, like the reason you're putting one foot on the ground and the other one after that. I think what we think of as a real scaffolding process. You're not going to get to purpose immediately, but you're going to build the blocks of Purpose by looking at this portfolio of life, and there will be pieces of what you're doing in that portfolio life that really inspiring. That's why I get up in the morning, and, are goals and, Inspirations within pockets of those themes that we really want to build people. So it doesn't necessarily mean that somebody has one purpose. they have a couple of different parts of purpose. They don't even necessarily have to weave together completely in some thematic way. the portfolio life is a great expression of how people can build those Of a purpose, ultimately.

squadcaster-019e_1_09-19-2024_120556: 27:18

we also help people to create a blue sky statement, Jeff, which basically says this is what I want to be. This is how I want to be remembered. And then sort of looking back almost as if it was your funeral service. Saying, here's how I would like people to speak about me, and having that sort of attitude really can frame your activities by saying, Hey, I've got this right in front of me. This is what I'm trying to do. This is who I want to be. This is who I want to help. Here's what I want to be known as. really direct you on a weekly basis. back to those habits, we read the book 4, 000 Weeks and they talk about time management and saying that there's really only 10 things that you can get done at any particular week. It's hard to do more than that and really get it done well. you can have 10 things on your list. you can't put a new one on your list until you've completed one. So there are always ten things on that list. But it's not overwhelming you with 150, 000 things to do It's limiting your focus and saying, I'm going to get those things done well.

jeff_1_09-19-2024_090556: 28:23

All right, so I'm going to ask you the question now that I ask of all of our guests, and you can choose who's going to go first on it, but what are you doing personally to age well?

squadcaster-019e_1_09-19-2024_120556: 28:33

that's a very good question, Jeff. First of all, I take physical activity very, strongly every day. I spend an hour and a half or so doing physical activity just to keep my body in shape. But the other thing is that I'm really interested in our program. you know, our program is really my third half, and I see myself helping others. it helps me as I see them go through this process. the other thing that I've done in my own community is formed a men's association where we have a speaker once a month it brings the community together to hear something interesting have conversations and do some networking. those are a couple things that I'm doing that keeps me young, hopefully, and vital. I also have four grandchildren which take up a lot of my time. I love to spend time with them because I'm always learning from them. those are a few things that I'm doing. How about you, Caroline?

caroline-guest604_1_09-19-2024_120556: 29:28

I had a wonderful hour and 45 minute walk in a rural area that we have moved to. And it's a great way to start the day. And I'm dedicated to physical exercise as well. That's critical. And the third half has been just a wonderful. Community for us, both, in what hopefully we're contributing to other people, but for us personally, and it has also been a great. Five year R and D project. We're learning so much about our demographic and the opportunities they face. I too have a wonderful family that I enjoy immensely as well as. A great community of friends, something, you know, when I was working very intensely in finance, I didn't have as much time for, so I too am really learning, walking the walk on the portfolio life that we teach It's been wonderful.

jeff_1_09-19-2024_090556: 30:21

what advice do you have for those who struggle with maintaining a sense of purpose and connection over time?

caroline-guest604_1_09-19-2024_120556: 30:28

I think reaching out to a community. This is very hard to do in isolation. that's why we really enjoy teaching in group settings. we find clients are a continuous conversation. We don't just coach them and then they disappear. We find that it may be, quite a journey over years that we talk with people. There's nothing static about aging. so again, the loneliness factor is a big issue. It's equivalent of smoking 15 cigarettes a day in terms of health impact. that is, a critical part of aging. Well, making sure that community is there for you and reaching out if they're not, and. And hiring a coach or an accountability buddy to help with that part.

squadcaster-019e_1_09-19-2024_120556: 31:15

Yeah, Jeff is reaching out to friends. you mentioned your friends from elementary school and high school or college, I'll bet in many cases you haven't talked to them in years. just reaching out to people. So you're not just talking in your own head. You're talking to other people about the idea, and you're getting some feedback on it. just reaching out to somebody and having lunch with an old friend, or having a cup of coffee. It really makes a difference, and it can brighten your life, and it will certainly help them as well.

caroline-guest604_1_09-19-2024_120556: 31:43

One closing thought is that, in our world of, cyber land and the, endless possibilities of the internet, are so many things blooming out there for opportunities to engage. Organizations like volunteer match, have all sorts of volunteering opportunities, either done in a day or more consistently, you can do it, via zoom in person, types of organizations allow people who may not feel socially, you know, like they want to sit down for a cup of coffee that may be more than they want to do, but doing part is maybe what may feel more natural to them. So taking a flyer and giving something like that a shot. is a baby step to take if you're feeling stuck.

jeff_1_09-19-2024_090556: 32:29

I teach exercise physiology and I have a class that is pathophysiology and exercise. over the years of teaching that course, I'd come to the conclusion that for our health, there are five things we need to do to improve longevity, health span, and be free of disease. And that was always exercising, physical activity, Maintaining healthy body composition, eating a healthy diet, having good healthy sleep hygiene, not smoking, and left it at kind of that. And from doing this podcast, we've added a sixth pillar to this that is purposeful, Social connection and really important to kind of put that purpose kind of in front of it. And I do try and do a lot more of that as I do like any of my social media connections are going to be more purposeful. you mentioned that I didn't really have much contact with those people from elementary school. Actually, I've reconnected with them more recently and tried to build more of those connections some of them weren't that strong. Jay, who came up with our SPIES acronym, commented to me on Facebook and we ended up connecting he's losing his sight. He's always been deaf so there's been some limitations there. it's a bit more difficult for him to communicate via text or email I try and call him regularly. In fact, he's on my list to give a call here soon. and we've already connected that way. Chance is somebody who moved out in middle school, maybe early high school. I hadn't seen him in years and learned that he's not too far from us. Just north of us in tri cities in Washington, and we had the opportunity. I think it was about a year or so ago to stop by and visit and catch up with him. And, and I do find it important that, you know, we, we try and look at those people who we haven't seen in a while and maintain some level of connection with them. technology is. Good and bad. the good side is it's enabling us to keep connected with people, whereas about a decade or so ago, if you lose somebody's phone number, that's it. You don't keep any contact with them unless you run into somebody and they say, Hey, I saw so and so. Oh yeah, you got their number. I want to contact them. Or I've been thinking about them and trying to be very purposeful in terms of maintaining those social connections. So is there anything we've missed in this conversation that you want to share with our viewers and listeners?

caroline-guest604_1_09-19-2024_120556: 34:50

I think we've covered a lot of ground, Campbell. Do you have closing words?

squadcaster-019e_1_09-19-2024_120556: 34:54

you and I were talking about the exercise part, Jeff. I think, we've overlooked that in our program. We're focused on the spiritual, the mental, the purposeful, but, over the next year or so, we hope to add a whole element of, of wellness and healthiness to that dimension. maybe a seventh, portion of our portfolio of activities. it's been a lot of fun talking to you, and I want to know more about your programs.

jeff_1_09-19-2024_090556: 35:17

I, tend to promote what I call well centered fitness where we're trying to bring all those five dimensions to a more central point and we're always getting better at them. We're never getting perfect. There's not a. You know, perfect right on. I'm well centered right now because always something is a little out of balance and it's always the more we grow in an area, the more we can still get better in that area. And so that kind of encompasses that spies mentality, the spiritual, physical, intellectual, emotional and social, trying to keep those in balance as we continue to move forward. And it's very easy for any of us. myself being an exercise physiologist. To overemphasize the physical side and neglect the spiritual intellectual social or emotional side. And so everybody is going to be somewhat out of balance as they come out of that second half of life, right? you know, you're working as a lawyer, that's been your focus or a doctor putting so much time into treating people. Neglects themselves their family or some of the passions they had as a child. How do we recapture some of that joy and passion and exploration of childhood? That's going to bring us back into a more balanced situation. So I love what you all are doing. And I think it's a great concept. And I appreciate that. You know, you're you're looking at it is a concept that you are growing and building as you go. And as you see need in the communities that are out there, Keep growing in that area. I think this has been a very informative discussion. How can our listeners and viewers learn more about third half advisors? How can they connect with you? Is there a website? Is there social media?

squadcaster-019e_1_09-19-2024_120556: 37:02

Yeah, we have a very well done website. If I do say so myself, it's third half advisors dot com and you can reach me a Campbell at third half advisors. or caroline at third half advisors dot com. we're happy to, interact with anybody out there, tell you more about what we're doing. one thing you can learn about on our website is what we call lift speakers. these are people who are talking about something pertinent to this topic. We have that about once a month. our speakers are on the website. Many of them are recorded, but we're going to have a lot more coming up. and that adds a little element of, extra interest to our program. So it's third half advisors. com. Check out our website and we'd love to hear from you.

jeff_1_09-19-2024_090556: 37:45

Campbell and Caroline, thank you so much for your time and expertise today. I'm sure you have, inspired our listeners and viewers to be purposeful in their retirement planning, keep guiding people into their third half, and keep aging well.

squadcaster-019e_1_09-19-2024_120556: 37:59

Bye

caroline-guest604_1_09-19-2024_120556: 38:01

Thank you.

38:03

Thank you for listening. I hope you benefited from today's podcast. Until next time, keep aging well.